Author: Ted Lewis

What NEED does this meet?

People today are crying about getting taken for their dollar by purchasing homes that are defective. I purchased land back in the 1980s and it’s time to develop it.If you are looking for people who are looking for other avenues of investment, you might want to look at what I’m doing in the Dorchester, MA area.

I have ‘Incorporated in Las Vegas, NV USA, for legal purposes and to show legitimate business Enterprise, with eventual expansion to the Las Vegas area in the future. I am looking to build
Two-two family ‘Condo’ units in the metro-Boston, MA area, on land I own. The units will sell for between $380,000.00 and $400,000.00, price range. These are and will be the state of the art units with many features most modern homes of a higher price range contain. I can do this because I do not have to include the cost of buying the land.

My ‘Business Plan’ is to raise monies that will aid in the procurement of a construction loan: construction is to start this summer,
your monies will go into a protected account and serve as collateral for my construction loan – twelve months, I’m looking for fast sales and pre-construction sales; when the project is sold, the account is closed, you are paid with an earned interest rate of 18% on your principle. This is a contractual Agreement.

I feel the re-payment schedules are straightforward and simple: You invest:

$10,000.00 twelve months or sooner you are paid $11,800.00
$20,000.00 ” ” ” ” ” ” ” $23,600.00
$25,000.00 ” ” ” ” ” ” ” $29,500.00
$30,000.00 ” ” ” ” ” ” ” $35400.00
$50,000.00 ” ” ” ” ” ” ” $59,000.00
$100,000.00 ” ” ” ” ” ” ” $118,000.00
$480,000.00 ” ” ” ” ” ” ” $566,400.00

Your money is never touched, but acts as collateral for the construction load.

Should the project not sell at the advertised prices, and then it is sold at market value and the investors are paid and I absorb the lost.

Ted Lewis
CEO ‘Living Life At A Different Level’

What is the APPROACH?

The financial backers money is used as collateral for a construction loan. Once the project is built and sold [by Christmas 2006]. all monies are returned as noted in a signed agreement plus 18% interest.

What are the BENEFITS to people?

This is a completely built home with all applicances and finished from basement to top floor: plans can be sent to interested parties, now!

What is the COMPETITION?

People need homes, and they need good homes, now. It has been noted via the newspapers that in the coming year there will be 50,000 new jobs, the inflow of these professional people will drive the home building market crazy.

What BUDGETS & LOGISTICS are required?

$435,000.00 complete.

Author: Murray

What NEED does this meet?

There are many different ways to get from A to B. Walking, training, flying, driving, taxi, coaching or blagging a lift with someone. Every time, I spend ages running through all the options, working out the various pros and cons.

It would be great if I could share this information with others.

For example, my current trip takes me from Edinburgh to Cardiff. KLM want £1,250 for a flight via Amsterdam. Using some not very advanced local knowledge, and a willingness to do a little driving, I can get to Bristol and hire a car for £125 all in.

Another : if there are four of you, travelling up to 100 miles can often be almost as cheap in a taxi as on the train.

Lastly, London is the classic example here. How often have you (or known someone) spend 30 mins, on three tubes to do a journey that would probably take 2 mins to walk?

What is the APPROACH?

People enter their start and end points, and their suggested routes.

They can rate them by various factors, enter approx costs.

Then, I can search the site, and find the recommended best way to travel.

It would aggregate known travel blackspots, and as it matured, the site would be a logical place to bolt on “a ride sharing dating service”.

What are the BENEFITS to people?

Transport in the UK sucks. Driving is often the easiest and cheapest, and it shouldn’t be that way. It is not only better for the environment, it is a heck of a lot more fun to travel different ways.

It would help share all that “local knowledge”, learned the hard way with other infrequent travellers, visiting tourists or people new to your area.

What is the COMPETITION?

None that work.

I should be clear – this isn’t about air-fare aggregation. People might want to enter the cost of their journey, including airfares, taxi costs (you might get a cheap flight to London – then pay twice as much to actually get from the airport to London Central). Over time, these will add up into data that might be useable somehow.

Yet another example: best way to get cheap return tickets from London to Edinburgh? ATM, buy singles. The specials are released 10 weeks prior to travel. 71 days before travel, you could pay £200 for a standard ticket. 70 days before travel, you can go first class for £60.

What BUDGETS & LOGISTICS are required?

I’m sure you guys know better than I would 😉

Author: Ricardo Johansson

What NEED does this meet?

If there are two or more individuals in a community who desire to pull themselves out of the hole of apathy and powerlessness, they can introduce a hybrid system of physical/virtual decision making (already developed in NSW Australia). The virtual part is www.1062.org. This hybrid system is fair to both computer literate and non-computer literate citizens. This system has the potential for enabliing the community members to exercise whatever level of authority they choose.

What is the APPROACH?

These individuals can introduce a campaign to their communities that allows the community to sign a specific performance contract with candidates that requires the candidate to use this hybrid system that enables community members to exercise their civic responsibilities and participate in the local government decision-making process. This contract (already designed and introduced in NSW Australia) may specify what decisions a politician can make using his or her own discretion and what decisons require specific authorization from the people – before he/she casts a vote in chambers.

What are the BENEFITS to people?

If you could divide the local government decision-making process into two catagories: decisions made by local representatives without the consent of the people and decisions made by local representatives requiring prior approval of the people, what would be included in those two catagories? This is the choice of each community. It will make the local governance process much easier for both the community and the politician. If a politician breaches the contract, it is no longer the typical response: “vote for somone else when my term is finished.” The people can command real control in real time in a real democracy. The politician may be sued in a court of law for breach of contract.

What is the COMPETITION?

None

What BUDGETS & LOGISTICS are required?

Already built

Author: Robin Moore

What NEED does this meet?

In a globalised market we need a global tool for making our consumer power count, whether it is changing a corporation’s global policy or a small gripe about a local public service.

A resource that not only helps us find sources of info about and sign-up to boycotts big and small, but also regularly communicates to the target company the number of people boycotting and what the company needs to do to stop the boycott.

What is the APPROACH?

A neutral network building tool that:
a) lets people sign-up for or swap boycotts.
b) at critical numbers of signatories an email/fax is sent to the press office of the company/organisation concerned notifying them of the number of people signed up to boycott them who are waiting to receive a response from them.

So basically it is about creating change through strength in numbers and effective communication.

Here is a first stab at the process, comments gratefully received –

I’ve got a botcott I want to get support for, I enter into letsboycottit.com:
– Who they are
– Brief synopsis of Why I’m boycotting them – linking to another site if more info is required.
– How I’m boycotting
– what the company need to do to stop me boycotting them
– their email address (customer service dept., embassy or press office – easily researched) .
– my email address

My boycott would be listed by brand/company name and location and when I sign up to other boycotts it is cross-promoted amazon style to other signatories i.e. ‘people who boycotted this are also boycotting Nestle, Esso etc..’

Once 10 people are signed up the press office at the company get an email saying that 10 of us want to hear what they are going to do about the issue we want resolved. The process continues as per hearfromyourMP. If people on the list are satisfied by the response from the company (which is distributed to all boycotters via the site) they can take themselves off the boycott. The site could publish data on how quickly companies respond and resolve issues.

This would work for big and small boycotts and creates a dialogue between the boycotters and the boycotted, making it stand apart from other boycott lists.

What are the BENEFITS to people?

From global corporations to small companies, our life is probably shaped more by the commercial and services sectors than by the government of the day (whose party they may well be funding;-). We can encourage these organisations to change through group action, for instance I would:
* join a boycott of Asda (as they fund the Republicans).
* hassle our council about why there’s no green recycling bag scheme in our area.
* boycott HSBC because they gets staff you complain about to deal with your complaint.
* boycott films with Tom Cruise as part of Boycott Scientology (and for reasons of taste;-)

Without such a site the work involved in organising boycotts will remain prohibitive for most of us and we miss the opportunity for using this to change the small things that effect us everyday.

What is the COMPETITION?

There are numerous boycott lists, complaint sites for individuals and there is an overlap with pledgebank but I couldn’t find any generic tool targeted at bringing considerate consumers together and then communicating their issues to the company. Big boycotts can always create their own site but there is definitely a space for a site which helps create smaller ones.

Obviously if anyone can suggest a better name… letsnotbuyit.com, helpmyboycott etc.. I’m not even sure that boycott is the best word as you could use a tool like this to make a group complaint about, for instance, your GPs surgery opening hours and you obviously can’t boycott your Doctor.

What BUDGETS & LOGISTICS are required?

While the detail of how the system functions needs more thought, at the core is the merging of functionality from systems mysociety.org have already created – pledgebank, writetothem and hearfromyourmp. Would be good to harvest mail addresses for major companies, embassies, public services (e.g. partner with howtocomplain.com?) and need to be cross checking boycotts as entered to stop multiple entries for the same companies/boycotts.

The only difficulty I can foresee is that publishing the reasons for boycotts as input by third parties could lead to libel action against the site. We would need to get a legal opinion on this and whether to moderate or not.

Author: Christian Walsh

What NEED does this meet?

Supporting small businesses and independent shops, local libraries, swimming pools, churches, post offices – whatever you think a fantasy high street should contain.

What is the APPROACH?

Let voters submit their favourite butchers, launderette or chinese take away and – through online voting – build a fantasy high street for your neighbourhood. They all have to be real and within an agreed postcode. The website will create a three dimensional representation of the high street using user photos and imaginative graphics (think Cluedo meets the film Dogsville).

What are the BENEFITS to people?

It will showcase the best in local businesses through independent user reviews, allowing them to reallocate their resources that would otherwise have been spent on advertising. It also helps the public get to know what is good in their neighbourhood.

What is the COMPETITION?

None.

What BUDGETS & LOGISTICS are required?

Start small by focusing on a particular postcode and roll it out nationally afterwards. Using UGC may help in terms of images and content. The key will be getting the fantasy high street to look good and making sure the voting is fair and transparent. Being such a media friendly topic will generate a lot of PR.

Author: Chris Macrae

What NEED does this meet?

This is a rough concept but an idea I have heard many people voice

It would need a panel as well as a web. They would need to be seen as worldwide and contextual experts in justice but the job assigned to them would not be too onerous. For example, quarterly approve a batch of risk statements each to be added into its own communal thread. Where necessary edit the language of the risk goal to unite rather than divide everyone

Typical panel members might include Peter Eigen of Transparency International transparency.org , Oded Grajew of the world social forum, Bill Drayton of ashoka.org- all of whom who have devoted a lifetime of work to understanding risks globalisation is in danger of compounding onto digitally divided or otherwise discriminated against communities. The panel should have a representative of all major religions, races etc that have a significant poverty population in their midst. We are looking at risks that wave beyond borders.

Examples might be:
organic – reduce the risk of cancerous poisons in out food and water chains

end petroleum economics addiction with a special effort to develop a package tour guide to all open photosynthesis and sunshine experiments

The threads would also need moderating. But instead of long debating posts, the webs community would be encouraged to vote on most urgent risks and to catalogue simple questions – a question might be which global market sector has the most responsibility for reducing this risk if all its largest organisations collaborated?

In parallel to the thread of questions, we might have a 2nd column where accredited journalists or other open survey institutes announced links to any research of the question they were following up.

The idea of this web is not to do too much but to prepare the way. For example, some of the risks and questions might at a next step become a series for the BBC or other public broadcaster to raise in a world service and scaled way. Step by step advances in transparency mapmaking and cross-cultural reconciliation are do-able now but if we wait even one more decade the consequences for sustainability of all peoples are, according to various independent mathematical models, not good.

What is the APPROACH?

see 1 for plan; I would not have suggested this if I was aware of it being done

What are the BENEFITS to people?

Currently organisations are governed formally only on monetary value not other compound values like health, cross-cultural safety, communal goodwill etc, environmental and networked intelligence;

risk reduction is the simplest popular way to start intervening with wrong mathematical assumptions currently embedded in a globalisation -which can only compound more dis-trust less transparency unless the auditing and whole recognition for responsibility flows are systemically changed

another benefit is that future generations will be sustained ; moreover risk is something teachers of children need to develop a new syllabus on and the questions from 360 degrees of global villages concerned by particular risks might provide some clues to developing an outline of that

What is the COMPETITION?

None that I am aware of. However please note this is a collaborative idea. If you have a simpler one for turning round risks of globalisation (and as Queen Elizabeth in her ened 2005 speech to the nation voiced “humanity turing on itself) then I vote for that

What BUDGETS & LOGISTICS are required?

It’s less about money and technology than whether the people behind this competition feel the time has come to use their influence to support a worldwide risk reduction project. And can we see this as a stepping stone that for example could enable the BBC as world’s largest public broadcaster to take debates like Make Poverty History to a new integral level of understanding; connecting practical common sense that people in grassroots crisis situations can see has rooted long-term sustainability problems; reducing risks externalised onto the digitally divided or those who have historically been most discriminated against.

Author: Seb Bacon

What NEED does this meet?

People standing as MPs or councillors want to get elected. Voters (I hope) would welcome the chance to be able to differentiate between the names on the ballot (beyond party allegiance).

What is the APPROACH?

Let’s consider a general election. We get a list of everyone standing in the election. We get them to write short responses to their position on key issues.

Voters can type in their postcode and see the candidates and their positions on these issues. Perhaps they can write to the candidates on particular issues and have the candidates placing responses on the website. Perhaps voters can suggest local issues to prompt candidates about.

Getting more fancy, perhaps we can ask a voter some questions about themselves and then rank the candidates in order of most-similar-to-their-own-opinions.

What are the BENEFITS to people?

I can think of loads of reasons this is a great idea, but here are some (OK, some of them are kind of the same):

1. I could find out more about who is standing and thus become more involved in the democratic process, just by typing in my postcode.
2. I would actually have a choice to vote on the person and not just the party – something I believe a lot of people would like to do if they could be bothered to find enough information to compare the individuals
3. Independents and fringe candidates who can’t afford to leaflet everywhere get a free platform for their opinions.
4. A forced format asking for (say) no more than 100 words on (say) education should make different candidates more comparable and (slightly) less amenable to spin, making it easier for us not to hate party-political literature
5. If we can implement the sort-by-closeness-to-my-opinions algorithm, it makes it easier to see through the party allegiances to the actual issues
6. Candidates are made more accountable to voters and less to their whips
7. A nice historical archive of peoples opinions can be kept online – more accountability, post-election. i.e., it should be easier to find out if a given candidate went back on their promises (also how their opinions have changed over time)
8. All the opinions of all candidates for (say) the Lib Dems on (say) income tax could be compared, to see how (for example) completely inconsistent they are on that issue

What is the COMPETITION?

I don’t know of any competition.

What BUDGETS & LOGISTICS are required?

I think technically this is all pretty easy and big parts from other mySociety projects should be reusable. I’m not sure how easy it is to get lists of candidates in electronic format though – this needs researching.

The main problems are social ones. Problems I’ve thought of so far:

1. getting candidates to bother using the system at all – especially given the fact that they’re not likely to appreciate being made more accountable
2. getting voters to bother using the system at all
3. who decides on what the issues are on which candidates write?

I’ve not come up with answers to these yet but I’m confident they’re solvable with some beer-inspired inspiration.

Author: Chris James

What NEED does this meet?

Your utilities companies, your internet company, your mobile phone companies, your online bank, your home shopping supermarket, and a hundred other companies who you do remote business with in your lifetime all keep records of you.

They keep records of your billing details, personal details, and crucially – your conversations with them. The phrase ‘I’m just looking back through your notes’ must be familiar to everyone who has ever had an ongoing complaint with a major service provider.

Consumers have a need to be able to keep the same records of their conversations. Contemporaneous written notes can help you keep your story straight when having to explain it for the tenth time to the tenth different person you’ve been put through to. They can also help if you ever have to resort to small claims court action.

What is the APPROACH?

I propose a free website where members of the public can set up a private ‘weblog’ of *their* conversations with these firms.

The website would also have a collaborative element allowing users to get assistance on consumer issues that they face (see ‘Benefit’).

What are the BENEFITS to people?

I have used this technique recently using my own wiki, and it has resulting in me getting back £200 owed to me by a service provider. This issue dragged on for about 8 months and without notes I would have been floundering to remember who said what and when.

I consider myself to be fairly knowledgeable of my rights as a consumer and have some ability at representing myself, but I know from personal experience how hard it is stand up for yourself when being brick-walled by ‘our company policy’ or ‘we can’t do that because of the Data Protection Act’ (usually spurious).

Therefore I consider that the social networking aspect of the web makes for some interesting possibilities to help people support each other in these situations:

For example the site could be given further utility by allowing users to invite members of a panel of ‘helpers’ to review their log. These helpers could evaluate the complaint, contact the company involved and try to work out a settlement. Such helpers could have legal or business knowledge, prior experience of arbitration or consumer advocacy, or may just show a talent for getting results in helping others.

For companies that remain unresponsive, a ‘weblog of shame’ could be maintained, along with contact details of the trading standards office local to that company etc.

Conversely the site could invite users who successfully resolve their complaints to publish a brief ‘howto’ to assist other users with the same or similar complaints, and shine some light on to providers who are willing to work out reasonable solutions to problems their users face.

What is the COMPETITION?

A number of sites provide consumer services in various forms, but most are related to media outlets (“Watchdog” and various newspapers), or NGOs eg “Consumer Association/Which?”. Additionally most employ some editorial process over which issues get their attention. This site would give utility to all users, not just those selected.

What BUDGETS & LOGISTICS are required?

There is clear utility in something like this, and it could be built as a simple web application using standard tools with relative ease. Recruiting and maintaining responsible ‘helpers’ may be an issue – although I am not sure of the need to have this as a formal process. What about allowing individuals to maintain their own profile and build up their own reputations for helping – and allow users to invite the ‘helpers’ that they see fit? And, as well as other site users, individuals could invite family and friends to help them out.

It would be a good fit with mySociety as your charitable status would allow you to oversee this site without personal agenda and ensure that the quality of contributions is kept high and fair.

Author: Phil Rodgers

What NEED does this meet?

UK Freedom of Information legislation allows individuals to make requests for information to various public organisations and receive responses. However, there is a bewildering array of different organisations that you can make requests to, and there is no straightforward way of finding out what requests others have made, and what response they received. This proposal is to apply social networking to freedom of information.

What is the APPROACH?

Build a website that allows users to:
– send an FoI request to a particular organisation, along the lines of WriteToThem
– record the request they’ve sent
– record the response they receive
– search/browse, comment on and tag other requests and responses
– contact others interested in particular issues

One way to populate this might be to send FoI requests to various organisations asking them what FoI requests they’ve received and what the responses were. If it achieved critical mass, then FoI requestors might ask the organisations to post their responses directly to the system.

There might be some copyright issues, but that hasn’t stopped you building TheyWorkForYou.

What are the BENEFITS to people?

This would apply the benefits of social networking to freedom of information, promote greater transparency, and generally allow people to find out interesting things more easily. FoI is an important part of democracy, and something like this could make it much more effective.

What is the COMPETITION?

There doesn’t appear to be anything similar at the moment. If there were multiple such systems, they would probably tend to merge. This seems a good fit for MySociety because it’s all about enabling engagement with government and public organisations.

What BUDGETS & LOGISTICS are required?

Many of the issues involved are already reasonably well understood. It probably wouldn’t be more than an order of magnitude more complex than WriteToThem. A major challenge would be posting the responses, but users could help with this, and in the longer term organisations might be trained to do it directly.

Author: Brian Theasby

What NEED does this meet?

Linking to Maps. Dynamic.

I would link, if OK and possible to link to Maps, etc.. Looking to link to Dynamic Maps e.g. I do not have to make change, you make updates your end and the map image link on my site updates automatically.

These links would be added, at least to my page (Maps and Travel. Route Planners. How to get there. Bus times, Train Times, Ferry times. Aeroplane Times ( http://www.acomputerportal.com/maps_and_travel.html )) on the site below

A Computer Portal. Freeware, Shareware. Download software. Computer languages and Programming code. Including PERL Scripts and Java Scripts. Webmaster Tools. Internet Marketing, Website promotion. Hardware Help from BIOS to Windows and UNIX.
http://www.acomputerportal.com/index.html

What is the APPROACH?

Add links to map images.

What are the BENEFITS to people?

Provids users with information, and your site with visitors

What is the COMPETITION?

Google Maps and other, see :-

Maps and Travel. Route Planners. How to get there. Bus times, Train Times, Ferry times. Aeroplane Times http://www.acomputerportal.com/maps_and_travel.html

What BUDGETS & LOGISTICS are required?

Free for you.